McAlester News-Capital, McAlester, OK

Breaking News

Features

December 31, 2012

7 resolutions for saving money in 2013

Over the past year, we've discussed what to buy and how to save. Fifty-two columns later, we can safely boil spending and saving secrets down to one simple strategy: Have a plan. For retirement. For dream vacations. Even for the grocery store.

Smart spending and saving only happens when you're alert. And whether you're living paycheck to paycheck or managing an eight-figure investment portfolio, we're all saving, investing and hunting for bargains so we can spend later. Even those who can afford to be lazy with their finances usually aren't.

This year, we've examined the importance of haggling, the need to invest, the price of gold and how to splurge wisely. We've saved money on international vacations, cosmetic procedures, energy audits and, yes, even funerals.

In planning for a new year of savings, there are certain things you should and, frankly, must do if you want to save money in 2013. Here are our best tips for saving in the new year.

— Cancel unused annuals now

How many weekly magazines do you read cover to cover? If you're going to the gym once a month, wouldn't you rather walk to the movie theater and spend that money there? We have great intentions for the new year: to read more, to run more, to eat better foods. But good intentions sometimes hurt our spending resolutions. If you didn't use the gym in 2012, you probably won't use it next year. If you don't have time to read the New Yorker now, trust us, it will make you feel guilty if you see it on the kitchen counter. Cancel all of it now. Reinstate it when you've proved to yourself that it's a genuine part of your life.

Text Only | Photo Reprints
Features
  • Easter Surprise Easter Surprise

    April 22, 2014 1 Photo

  • JECC Eggs 1 JECC Egg Hunt

    April 21, 2014 3 Photos

  • Lights On for Louie Lights On For Louie

    April 21, 2014 1 Photo

  • Baby Fair Baby Fair

    April 21, 2014 1 Photo

  • 7-10-ducks.jpg PAWS: Happy Easter

    As I was growing up, it seemed that Easter was always a time for giving a cute little furry animal as a gift. We seem to associate this holiday with bunnies and chicks, and of course, kitties and puppies.

    April 19, 2014 1 Photo

  • Fairly Snotty McAlester livestock report

    On Tuesday, 1,200 head of cattle were sold at the McAlester Union Stockyards. Steers sold $2 to $9 higher than at the last sale and heifers sold $4 to $8 higher.

    April 18, 2014 1 Photo

  • Low blood-sugar levels make for grousing spouses

    Husbands and wives reported being most unhappy with their spouses when their blood-sugar levels were lowest, usually at night, according to research released this week in the Proceedings of the National Academy of Sciences. Missing a meal, dieting or just being hungry may be the reason, researchers said.

    April 18, 2014

  • treadmill-very-fast.jpg Tax deduction for a gym membership?

    April marks another tax season when millions of Americans will deduct expenses related to home ownership, children and education from their annual tax bill. These deductions exist because of their perceived value to society; they encourage behaviors that keep the wheels of the economy turning. So why shouldn't the tax code be revised to reward preventive health?

    April 17, 2014 1 Photo

  • David Cantrell OSU Extension: Cattle tips for spring

    As we continue to move into spring here in Pittsburg County and cattle prices are at an all-time high, here are a few basic management tips to ensure herd health and productivity of the herd.

    April 16, 2014 1 Photo

  • RICHARDSON 50 1.jpg Richardsons celebrate 50 years of marriage

    Haileyville High School graduates Jim and Connie Richardson, of rural Claremore, will celebrate their 50th wedding anniversary Saturday.

    April 15, 2014 2 Photos