McAlester News-Capital, McAlester, OK

Announcements

May 3, 2013

How credit cards can help pay for summer travel

(Continued)

Other cards, like the Capital OneVenture Card, can provide long-term value. It offers the miles equivalent of 2% cash back across all purchases as long as you redeem them for travel-related purchases.

Also in that category, the Blue Cash Preferred from American Express offers 6% cash back on groceries, 3% on gas and department store purchases, and 1% on everything else, making it a great card for everyday spending as well as road trips. It carries a $75 annual fee but you get a $150 initial rewards bonus for spending at least $1,000 during the first three months.

If you think that you might need several months to pay for your summer vacation, putting everything on a 0% interest card might save some money. Among the most attractive cards in this category, Papadimitriou says, is the Slate Card from Chase. Transferring existing debt to this card before using it to pay for your trip offers two distinct advantages. There's no balance transfer fee and it comes with a 15-month interest-free introductory period.

“I’m a big fan of the Island Approach, which entails using a different credit card for different types of transactions in order to amass the best possible collection of terms, but that’s certainly not for everyone,” Papadimitriou said. “Many consumers instead value the simplicity of having a single credit card in their wallets. But if you go that route, getting the right card for your needs becomes even more important. In other words, you should only get a rewards card if you always pay your bill in full and a travel rewards card if you embark on numerous trips each year.”

Another bit of advice if you are traveling outside the U.S. Papadimitriou says always pay your bill in the native currency. Most foreign businesses will let you pay for credit card purchases in dollars, but usually charge a fee to do the conversion.

Story provided by ConsumerAffairs.

Text Only | Photo Reprints
Announcements
  • RICHARDSON 50 1.jpg Richardsons celebrate 50 years of marriage

    Haileyville High School graduates Jim and Connie Richardson, of rural Claremore, will celebrate their 50th wedding anniversary Saturday.

    April 15, 2014 2 Photos

  • Masonic Officers South McAlester Lodge 96 announces officers for 2014

    South McAlester Lodge 96 officers for 2014 are, from left, front row, Senior Warden Larry Ivy, Worshipful Master Chad Peery, Junior Warden Lance Hess, Senior Steward Christopher Hitchcock and Secretary Brian Engleman; and top row, Senior Deacon Matthew Box, Junior Steward Gregory Steidley, Chaplain Billy Erkin and Trustee Mike Sexton. Not pictured are Treasurer Jack Inman, Junior Deacon Jake Tannehill and Brent Yates.

    January 7, 2014 1 Photo

  • facebook.png Have teens really stopped using Facebook?

    In baseball, trend-spotting tends to be based on statistical analysis. In fashion, it's driven by runway shows. And when it comes to social networks, the ascendant paradigm for forecasting the future seems to center on first-person anecdotes and unsupported hearsay from random teen-agers.

    August 24, 2013 1 Photo

  • amazon Why you shouldn't trust Internet comments

    A new study suggests that such online scores don't always reveal the best choice. A massive controlled experiment of Web users finds that such ratings are highly susceptible to irrational "herd behavior" — and that the herd can be manipulated.

    August 23, 2013 1 Photo

  • Screen shot 2013-08-13 at 10.25.04 AM.png VIDEO: Timelapse shows Perseid meteor shower

    This CNN video, shot in Hawaii, shows dozens of meteors crossing the skies during the Perseid meteor shower.

    August 23, 2013 1 Photo

  • 0812-forged.jpg Man accused of forging divorce papers to fool new girlfriend's mom

    A Pennsylvania man is accused of forging a judge's signature on a divorce decree to fool the mother of his much-younger new girlfriend, according to court documents.

    August 22, 2013 1 Photo

  • RAV4Ext.jpg Cargazing: Toyota RAV4 gets more efficient, better looking

    If you're looking for a compact crossover these days, you've got plenty of options: the sporty kind, the luxury kind, the truck-like kind and the just plain funky kind. But what I'm checking out this week is the traditional kind. It's the 2013 Toyota RAV4, and it's the kind of middle-of-the-road crossover that's made this type of car so popular in recent years.

    August 22, 2013 2 Photos

  • AVIS12.jpg 'We try harder': The most brilliant ad slogan of the 20th century

    In 1962, Avis was in search of a new advertising campaign. So the ad agency Doyle Dane Bernbach decided to embrace Avis' second-place status as a sneaky way to tout the brand's customer service. "When you're only No. 2, you try harder," went the new tagline. "Or else."

    August 22, 2013 1 Photo

  • 0812-twins.jpg 8 sets of twins enrolled in school's kindergarten

    Sixteen tiny kindergartners sat on the slide at Pipe Creek Elementary in on their first day of school, waiting for a photographer to take their picture. Those 16 children are bound together by a common thread — they are all twins.

    August 16, 2013 1 Photo

  • iStock_000018389392XSmall.jpg 10 worst password ideas and tips for picking a better one

    Are your online passwords easily hackable? Measure yours up against this list of the 10 worst password ideas as outlined by Google Apps.

    August 16, 2013 1 Photo

Seasonal Content
AP Video
Kerry: Humanitarian Cease-fire Efforts Continue Raw: Corruption Trial Begins for Former Va Gov. The Carbon Trap: US Exports Global Warming UN Security Council Calls for Gaza Cease-fire Traditional African Dishes Teach Healthy Eating 13 Struck by Lightning on Calif. Beach Baseball Hall of Famers Inducted Israel, Hamas Trade Fire Despite Truce in Gaza Italy's Nibali Set to Win First Tour De France Raw: Shipwrecked Concordia Completes Last Voyage Raw: Sea Turtle Hatchlings Emerge From Nest Raw: Massive Dust Storm Covers Phoenix 12-hour Cease-fire in Gaza Fighting Begins Raw: Bolivian Dancers Attempt to Break Record Raw: Israel, Palestine Supporters Rally in US Raw: Air Algerie Flight 5017 Wreckage Virginia Governor Tours Tornado Aftermath Judge Faces Heat Over Offer to Help Migrant Kids Kangaroo Goes Missing in Oklahoma More M17 Bodies Return, Sanctions on Russia Grow
NDN Video
'Hunger Games: Mockingjay Part 1' Sneak Peek GMA: Dog passes out from excitment to see owner Chapter Two: Designing for Naomi Watts Baseball Hall of Famers Inducted Florida Keys Webcam Captures Turtles Hatching Morgan Freeman Sucks Down Helium on 'Tonight Show' Robin Wright Can Dance! (WATCH) She's Back! See Paris Hilton's New Carl's Jr. Ad Big Weekend For Atlanta Braves In Cooperstown - @TheBuzzeronFox Chapter Two: Becoming a first-time director What's Got Jack Black Freaking Out at Comic-Con? Doctors Remove 232 Teeth From Teen's Mouth Bradley Cooper Explains His Voice in 'Guardians of the Galaxy' Deja vu: Another NYPD officer choke-holding a suspect 'Fifty Shades of Grey': Watch the Super Sexy First Trailer Now! Reports: Ravens RB Ray Rice Suspended For 1st 2 Games Of The Season Air Algerie plane with 119 on board missing over Mali Diamond Stone, Malik Newman, Josh Jackson and others showcase talent Free Arturo - The World's Saddest Polar Bear A Look Back at Batman On Film Through The Years
Parade
Magazine

Click HERE to read all your Parade favorites including Hollywood Wire, Celebrity interviews and photo galleries, Food recipes and cooking tips, Games and lots more.